Axis Neo RuPay Credit Card 2026 | Lifetime Free Cashback & Benefits
Axis Neo RuPay Credit Card: Lifetime Free Cashback Credit Card – Complete
Guide
Aaj ke time me credit card sirf luxury product nahi raha, balki daily
payments, cashback aur credit score build karne ka ek important tool ban chuka
hai.
Agar aap pehla credit card lene ka plan kar rahe ho ya lifetime free credit
card chahte ho, to Axis Neo RuPay Credit Card ek strong option ho sakta hai.
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Ye card specially un users ke liye design kiya gaya hai jo:
- Annual fee nahi dena chahte
- Food delivery, shopping aur bills par savings chahte
- Beginner hote hue bhi safe credit card use karna chahte
- Is article me hum Axis Neo RuPay Credit Card ko step-by-step detail me samjhenge.
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1. Axis Neo RuPay Credit Card Kya Hai?
Axis Neo RuPay Credit Card ek lifetime free credit card hai jo Axis Bank dwara
offer kiya jata hai।
Is card ka main focus hai daily lifestyle expenses jaise:
- Online shopping
- Food delivery
- Utility bills
- Entertainment
2. Axis Neo RuPay Credit Card – Quick Overview
| Feature | Details |
|---|---|
| Card Name | Axis Neo RuPay Credit Card |
| Network | RuPay |
| Joining Fee | ₹0 |
| Annual Fee | ₹0 (Lifetime Free) |
| Best For | Beginners & Salaried Users |
| Cashback & Offers | Zomato, Myntra, Blinkit |
| Credit Score | 736+ (Approx) |
| UPI Support | Yes |
Axis Neo RuPay Credit Card eligibility check karke secure online apply karein.
3. Lifetime Free Benefit – Sabse Bada Advantage
Is card ka sabse bada plus point ye hai ki:
- Koi joining fee nahi
- Koi annual fee nahi
- Card close karne ka pressure nahi
4. Axis Neo RuPay Credit Card Ke Top Cashback & Offers
4.1 Zomato Food Delivery Offer
| Offer | Details |
|---|---|
| Discount | ₹120 OFF |
| Frequency | 2 times per month |
| Minimum Order | ₹499 |
4.2 Shopping & Grocery Benefits
| Platform | Offer |
|---|---|
| Myntra | ₹150 OFF (Minimum spend ₹999) |
| Blinkit | 10% OFF up to ₹250 per month |
| BookMyShow | 10% OFF up to ₹100 per month |
Ye offers fashion, groceries aur movies ke liye kaafi useful hain.
5. Utility Bills & Recharge Cashback
Daily bills jaise:
- Mobile recharge
- Broadband
- DTH
par milta hai:
- 5% cashback
- Maximum ₹150 per month
- Payment via Paytm
- Minimum transaction ₹299
Ye feature beginners ke liye helpful hai kyunki regular expenses par savings
milti hai.
6. Travel & Lifestyle Discounts
Axis Neo RuPay Credit Card ke sath:
- MakeMyTrip par 15% OFF (Weekly Wednesday Delights)
- Swiggy par 10% OFF
- Tira par ₹1000 tak ka discount
Is range me ye card basic lifestyle savings provide karta hai.
7. Axis Neo RuPay Credit Card Fees & Charges
| Charges Type | Amount |
|---|---|
| Joining Fee | NIL |
| Annual Fee | NIL |
| Interest Rate | ~3.6% per month |
| Late Payment Fee | As per bank rules |
| Cash Withdrawal | High charges (avoid recommended) |
Tip: Credit card se cash withdrawal avoid karna best hota hai.
8. Eligibility Criteria: Axis Neo RuPay Credit Card (Kaun Apply Kar Sakta Hai?)
Axis Neo RuPay Credit Card un logon ke liye suitable hai jo lifetime free
credit card ke saath daily spending par cashback aur UPI support chahte hain.
Neeche diye gaye eligibility criteria fulfill karne wale applicants is card ke
liye apply kar sakte hain:
Salaried Applicants
- Age: 21–65 years
- Minimum income: ₹25,000/month
- Minimum ITR: ₹3,60,000/year
- Minimum CIBIL score: 736+
- Generally requires a credit history, but bank account holders may get pre-approved offers
Agar aap eligibility criteria fulfill karte hain, to Axis Neo RuPay Credit Card yahan se online apply kar sakte hain.
9. Documents Required
| Document | Details |
|---|---|
| PAN Card | Mandatory |
| Address Proof | Aadhaar / Passport / Utility Bill |
| Income Proof | Salary Slip / Bank Statement |
| Photograph | Passport Size |
10. Axis Neo RuPay Credit Card Apply Kaise Kare?
Online Process:
- Axis Bank partner ya official page open kare
- Mobile number aur PAN details enter kare
- OTP verify kare
- Income & employment details fill kare
- KYC complete kare
- Approval ke baad card dispatch ho jata hai
Generally 5–7 working days me card mil jata hai.
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11. Axis Neo RuPay Credit Card Kis Ke Liye Best Hai?
Ye card best hai agar:
- Aap beginner ho
- Lifetime free card chahte ho
- Online shopping & food delivery karte ho
- Credit score improve karna chahte ho
Agar aap premium travel ya lounge access chahte ho, to ye card ideal nahi hai.
12. Pros & Cons (Honest Review)
Pros
- Lifetime free
- Beginner friendly
- Trusted bank
- Daily use offers
Cons
- New to credit allowed nahi
- Premium rewards nahi
- Lounge access nahi
13. Frequently Asked Questions (FAQ)
Q1. Kya Axis Neo RuPay Credit Card lifetime free hai?
Haan, ye card 100% lifetime free hai.
Q2. Kya is card se UPI payment ho sakta hai?
Haan, RuPay network hone ki wajah se UPI credit payments supported hote hain
(bank policies ke according)
Q3. Minimum credit score kitna chahiye?
Approx 736+ CIBIL score required hota hai.
Q4. Beginners ke liye ye card sahi hai?
Bilkul, beginners ke liye ye safe aur easy to use card hai.
Q5. Cash withdrawal allowed hai?
Haan, lekin charges zyada hote hain, isliye recommend nahi kiya jata.
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Final Conclusion
Axis Neo RuPay Credit Card ek perfect beginner credit card hai jo:
- Lifetime free credit card chahte ho
- Daily expenses par savings chahte ho
- Credit score improve karna chahte ho
Agar aap first credit card lene ka plan kar rahe ho ya basic savings ke sath
credit score build karna chahte ho, to ye card ek strong starting option hai.
Disclaimer
यह लेख केवल educational aur informational purpose ke liye likha gaya hai।
Credit card offers, fees aur eligibility time ke sath change ho sakti hai।
Apply karne se pehle Axis Bank ki official website ya customer care se details
verify zaroor kare। Is article ka purpose kisi bhi financial product ko
forcefully promote karna nahi hai.
Agar aap Lifetime Free Credit Card lena chahte hain, to niche diye gaye button par click karein: